Ručení nemovitostí: Co to je a proč je důležité při koupi domu
When you buy a house or apartment, ručení nemovitostí, záruka, že prodejce zodpovídá za skryté vadě budovy na dobu alespoň dvou let. Also known as záruka na nemovitost, it gives you legal protection if something breaks down after you move in — even if you didn’t notice it during the inspection. This isn’t just a formality. It’s your safety net when the seller hides cracks in the walls, faulty plumbing, or a leaking roof.
Most people think that if they hired a builder or inspector, they’re covered. But that’s not enough. stavební dozor, profesionální kontrola stavby během výstavby nebo rekonstrukce can catch problems early, but it doesn’t replace legal responsibility. The seller must still provide záruka nemovitosti, právní závazek, který přechází na nového vlastníka při převodu vlastnictví. Without it, you’re stuck paying for repairs that should’ve been the seller’s problem.
What exactly does it cover? Think of hidden defects: water damage behind tiles, outdated wiring that doesn’t meet safety codes, a foundation that’s slowly sinking, or mold growing inside walls. These aren’t things you’d spot in a quick walkthrough. But if they show up within two years after purchase, the seller has to fix them — or pay you back. The law is clear: the burden of proof is on the buyer, but only if you report the issue within six months of discovery.
And here’s what most buyers miss: ručení nemovitostí doesn’t cover normal wear and tear. A worn-out floor or faded paint? That’s yours. But a warped door frame because the foundation shifted? That’s the seller’s problem. The same goes for broken heating systems, faulty windows, or plumbing that leaks under the floor. If it was there before you moved in and it breaks within two years, you’re protected.
Some sellers try to avoid this by saying “as is” or “without warranty.” But in the Czech Republic, that’s not legally binding. The law forces them to provide at least two years of coverage. Even if the contract says otherwise, the law wins. So if you’re signing a purchase agreement and don’t see a clear mention of ručení nemovitostí, ask for it — and get it in writing.
You’ll also find posts here about how to spot red flags before buying — like uneven floors, musty smells, or old pipes that look like they’ve never been replaced. We’ll show you how to use the law to your advantage, what documents to demand from the seller, and how to handle disputes if they refuse to fix things. Some of our guides even walk you through real cases: a family who found mold after moving in, a couple whose heating system failed three months later, and how they got their money back thanks to ručení nemovitostí.
Buying a home is stressful. Ručení nemovitostí shouldn’t be another thing to worry about — it should be your peace of mind. Know your rights. Know what’s covered. And don’t let a seller skip this step just to close the deal faster. The right protection can save you thousands — and a lot of sleepless nights.
Zástava jiné nemovitosti při hypotéce: Jak funguje a kdy to má smysl
Zástava jiné nemovitosti při hypotéce umožňuje získat vyšší úvěr, když kupovaná nemovitost nestačí jako záruka. Zjistěte, jak funguje, jaké nemovitosti lze použít, kdy se to vyplatí a jak se zástava uvolní.
